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![]() There are many ways in which the DCF model can be used. It is often set at 10, which is the average life expectancy of a company. The number of periods is the number of years over which the cash flows are expected to occur. The discount rate can also be set at the weighted average cost of capital (WACC), which is the average of a company's cost of debt and cost of equity. The discount rate is often set at the investor's required rate of return, which is the minimum return that they require in order to invest in a company. The discount rate is the rate at which future cash flows are discounted back to their present value. The cash flow that is being discounted can be from any source, such as earnings, dividends, or even cash that will be generated from the sale of an asset.įor example, if a company is looking to invest in a new factory, the cash flow from that investment would be the revenue generated from selling the products produced by the factory. There are three main components to the DCF formula: cash flows, the discount rate, and the number of periods. The discounted cash flow (DCF) formula is as follows: Understanding the Components of the DCF Formula In particular, the model relies on a number of assumptions that may not always hold true in the real world. The DCF model is a powerful tool for valuing companies, but it also has its limitations. This is due to the time value of money, which states that a dollar today is worth more than a dollar in the future because the dollar can be invested and will grow over time. This present value can then be compared to the current market price of the stock in order to determine whether it is under- or overvalued.ĭiscounting cash flows is important because it takes into account the fact that money today is worth more than money in the future. In other words, the DCF model discounts a company's expected cash flows in order to arrive at a present value that reflects the time value of money. The model is based on the principle that the value of a business is equal to the present value of its future cash flows. ![]() The Discounted Cash Flow (DCF) model is a valuation method used to estimate the intrinsic value of a company. What Is the Discounted Cash Flow (DCF) Model? ![]() Tummy tuckĪ tummy tuck is also intended to remove excess skin. Then the bottom portion of skin is reattached to the top via suturing. For example, you may develop rashes, infections, and ulcers underneath the area of hanging skin.ĭuring a panniculectomy, your surgeon will make two cuts into the abdominal wall to remove excess skin in the middle. This type of surgery may be considered a medical necessity if the remaining skin affects your quality of life. It’s most helpful for people who have recently had weight loss surgery and are left with large amounts of hanging skin on the lower belly. PanniculectomyĪ panniculectomy is an invasive surgical treatment. This may be due to surgeries such as a gastric bypass, natural weight loss, or even pregnancy. The goal of the procedures is to get rid of loose, hanging skin that often forms after losing a lot of weight. The key is to make sure you lose weight before surgery, as weight maintenance is crucial to maintaining your treatment.īoth panniculectomies and tummy tucks target lower belly skin. Panniculectomies and tummy tucks share similar success rates. ![]() This elective procedure costs on average around $6,200.
With so many restaurants and fast-food places closed or offering only takeout or delivery in 2020, that reversal made sense. The COVID-19 pandemic, however, caused a reversal in this trend: During 2020, food eaten at home accounted for 51.9% of total food-related spending (the first year over 50% since 2008). Since the Great Recession, Americans have used more of their income on away-from-home food spending every year until 2020. The USDA divides spending into two categories:įood-at-home spending, which includes food purchased atįood-away-from-home spending, comprising food purchased at consumers spent a national average of 8.6% of their disposable personal income on food, with 5% going to food eaten at home and 3.6% to dining out. Department of Agriculture, Americans spent $1.77 trillion on food in 2019, and prices at the grocery store rose 3.5% in 2020 compared to the previous year. ![]() The cost of food can be divided into categories, such as money spent on your grocery bill, dining out, money you spend on growing your own healthy food, and buying food at convenience stores.Īccording to the U.S. Planning your meals, creating a grocery list, shopping online, and using coupons are just a few ways to determine how much you should spend on groceries. You can set up a monthly grocery budget, and an overall budget, that will help you meet your financial goals. While food prices are less volatile than gasoline costs, they can still fluctuate seasonally and with changes in supply and demand, so it can be a challenge to figure out what to spend on groceries. When it comes to budget necessities, people usually think of a few basic needs: shelter, power, transportation, health care, and, of course, food.įood can take up almost 13% of that budget, with some of that going toward food out of the house in addition to groceries. ![]() It comes with a range of features, such as multiple panes, auto-complete, and syntax highlighting. Kdenlive supports various file formats, including AVI, MP4, and MPEG.Ītom is a free and open-source code editor that supports various programming languages, including Python, JavaScript, and HTML. It comes with various features, such as timeline editing, multi-track editing, and video effects. Kdenlive is a video editing software that lets you edit high-quality videos with ease. It also supports various audio formats, including WAV, MP3, and FLAC. You can use Audacity to remove background noise, amplify sounds, and enhance audio quality. You can also set writing goals, such as word count or time limit, to boost your productivity.Īudacity is a free and open-source audio editing tool that lets you record, edit, and mix audio files. It comes with various customization options, such as themes, fonts, and background images. It also supports various file formats, including JPEG, GIF, and PNG.įocusWriter is a distraction-free writing app that lets you focus on your writing without any distractions. With GIMP, you can fix color balance, remove unwanted backgrounds, resize images, and add special effects. It is a powerful and versatile image editing tool that lets you create and edit digital images and graphics. ![]() GIMP stands for GNU Image Manipulation Program. It also supports a wide range of file formats and offers a rich set of features, including templates, macros, and extensions. With LibreOffice, you can create and edit documents, spreadsheets, and presentations with ease. It comes with Writer, Calc, Impress, Draw, Math, and Base, which are respective replacements for Word, Excel, PowerPoint, Visio, and Access. LibreOffice is an open-source office productivity suite that is compatible with Microsoft Office. In this article, we will explore the best Linux apps for Chromebooks that will become popular in 2023. However, with the right Linux apps for Chromebooks, users can get the same functionality and experience as on a traditional desktop or laptop. While Chromebooks come with a pre-loaded operating system, it isn’t quite the same as using Windows or MacOS. As more and more people are turning towards Chromebooks, there is a need for suitable apps that can help them get the most out of their device. This game is different and quite a few people have argued that they should not have made the game agent based because of the same objections you are making to the game. Many a spread sheet game has been created and more accurately reflects the economy of a city but they do not depend on their agents actually doing anything. It's not that the devs are lying it's just that they could only include just so much of life in this agent based game. I, myself, worked the "graveyard shift" most of my career leaving home in the evening and returning in the morning. As for workers, it is a fact that workers go to and return home from their jobs throughout the day, evening and night. True they are not open all night, but once again it's a game. At least where I live, however, high schools and colleges are open in the evening for night classes. Yes, elementary school students should not go to school at night this is an oversight on the part of the devs. Until then, I am perfectly happy to play the game as it is, warts and all. After that perhaps we can get the game you are talking about, a better version of the game. They are committed to developing this game, as it is, until 2020. It's not perfect and your suggestions are cogent and I would like to play such a game but the devs did not anticipate people doing irrational things in their cities and that is what these "tests" are. It's not that I disagree with you, but I think this is just a game. The game may not be coded as strictly as testers would like it to be, but if you simply build your city rationally, you will not encounter these problems. Who builds a city without stores? Who builds a city without jobs? Yes, the game is coded to allow this but what city builder would build such a city? Perhaps in CS2.Īs I've said in the past to the other "tests" the game has been put to, I don't really see it as a problem. It would require an entire re-write of the basic code. All cims are equal whether uneducated, well educated, or highly educated and this is not going to change in this game. The same is true for jobs if they can't get there, they will despawn or teleport. This kind of test has been done before not the same exact test, but a test that showed that cims will shop at and work at a commercial area that has no direct access to the residential area. I would really like to hear your input and what you think about this issue. I hope that I at least shed some light on this issue. Some workplaces (emergency service buildings for example), would have some cims working nights and/or weekends. They work during the morning, return home in the evening or go shopping or visit leisure venues, and have free-time during the weekend. Cims must have a consistent workday/weekend schedule to simulate these effects correctly. In order for this to work well, a functional day/night cycle is just as important. Cims who work higher positions in their workplace would have more access to higher quality goods (in this case, sold in lvl 3 stores) than poorer cims.ĥ. Social classes should be introduced to make the economy more dynamic. Cims should also lose their job if they miss work too often.Ĥ. This could also solve the issue of cims not needing to get to work at all, and drive the player to make sure they get there on time. Have buildings only be functional when enough workers are present. Honestly, how do they live without needing to buy food?ģ. If they remain unemployed for a period of time, then they should be forced to move (unless they are pensioners, kids and teenagers, or anyone that lives in the same household as someone who has a job).Ģ. It shouldn't be possible to have a thriving city with only residential buildings and service buildings.ġ. It's bad enough that citizens don't even have to travel to work, let alone get there on time or even have a job, but for them to be completely happy with no commercial buildings to shop in, or even parks to relax in, it's really concerning. I think this is an issue that really needs to be addressed. So with this, I have a few questions with absolutely no industry or commercial stores in this city, where is the money coming from? Why are citizens just fine with being unemployed, or having no places to shop? Where is the economy? Also, even when the residential demand was at zero for several in-game years, people were still moving in. ![]() Unemployment decreased to 83%, but that is likely due to the jobs the school buildings provide. Almost all buildings leveled up to level 3. Happiness increased slightly and crime stayed roughly the same. Here, the population has almost doubled, and my income skyrocketed. ![]() In order to use the software’s video editing tools and enable direct YouTube upload, you have to shell out $29.95/year, which also brings facilities like an increased video recording limit, more cloud storage, etc.įree version is limited to 5 minutes of recordingĭownload TinyTake ( Free version, Premium version starts at $29.95/year) 8. Furthermore, you also have the option to save them locally or on the 2GB free cloud storage that comes bundled with the free version. Moreover, all the necessary tools are neatly laid out on the software’s home screen, from where you can choose to capture a still or record the complete screen’s activity (or just a section of it by manually adjusting the focus area). If you want a simple tool to record your screen activity that won’t confuse you with a complicated UI, loads of commands and hidden tools, TinyTake is the ideal option for you. The software is really fast when it comes to recording screen activity and taking screenshots. The way MS Paint lets you perform basic image editing tasks like cropping and adding a splash of color, TinyTake will let you record short videos and capture screenshots with the same level of ease. TinyTake is to screen recording what MS Paint is to draw. You can record videos at customizable frame rates and 4K Ultra HD resolution too.ĭownload Bandicam ( Free, $39.95 for 1 license) ![]() In fact, it doubles up as a great screen recording software for games as well. The software has a great ability to record screens at high bitrates and frames. Bandicamīandicam is one of the most popular screen recorders for Windows PC that has a slew of features yet it’s pretty easy to use. then Screencast-O-Matic is a good choice.īuilt-in editor to edit recordings on the flyĭownload Screencast-O-Matic ( Free, Paid plan starts at $1.65 per month) 6. So if you are looking for a screen recording app on Windows 10 that supports webcam, sound effects, drawing, captions, etc. I think, its free version will suffice many users’ needs. If you want no restrictions then you can opt for the Deluxe plan that starts with $1.65 per month. In addition, the free version only lets you record the screen for 15 minutes. That said, Screencast-O-Matic requires you to sign up for a free account. ![]() You can select a window, full screen, a partial region and start recording the screen with audio support. The UI is particularly clean which makes things even better for general users. It’s free, does not feature any kind of ads, has a lightweight profile, and works superbly well. Yes, the name is pretty generic but believe me, Free Cam is one of the most simple screen recording software for Windows 10. Basically, you are getting an advanced yet simple-to-use screen recording software for Windows 10 - all for free. Not to mention, the lightweight 3.5MB tool comes with a GIF editor as well where you can add your own watermark, change the background, add webcam recording, board recording, media, and annotate as well. Apart from that, it also supports a lot of popular encoders which is great. In case, you want to save screen recording in MP4, AVI, MOV, MKV, WEBM, and more, you can do that as well. Within seconds, you can save the recording as a high-quality GIF without any reduction in resolution. Just choose your region and click on the Record button to get started. The app is entirely free and open-source and does not show any ads either. It’s simply an indispensable tool on Windows 10 which works flawlessly well. If you are someone who wants to create a high-quality GIF from a screen recording on Windows 10 then let me present you the ScreentoGIF tool. Supports GIF and other popular media formats I find ShareX exceptionally good at what it does and you must use it for both screen recording and taking screenshots on Windows 10. What’s more, you can also create a GIF quickly using its dedicated tool. Move to Task Settings -> Screen Recorder under Capture -> Screen Recording Options -> choose your microphone as the audio source. The best part is that it also supports audio recording. It has a simple UI/UX, just press Shift+Print Screen to start and stop screen recording. ![]() You should only have one meta title per page. Spotibo’s Google search results preview tool is also useful for checking what individual meta titles will look like on Google’s SERPs. ![]() The SEO Works Metadata Writing Cheat Sheet is great for making sure a large number of page’s meta titles are between 50 and 60 characters. If the title on the extension matches with what’s currently in the box, then that’s the text you need to change to edit the meta title.Ī meta title should be between 50 and 60 characters, however, the cut-off point is actually decided by the number of pixels in the characters. If you’re unsure if you’re editing the correct box, check what’s currently in there and use a meta title checker such as the SEO Meta in 1 Click Chrome extension. Most content management systems will have a place to add the meta title, which will usually be called the ‘SEO Title’, ‘Page Title’ or ‘Meta Title’. Other CMS’ – look for ‘title’ and confirm using an extension Use the ‘Page Title’ section to edit the page’s meta title.ģ. Scroll down until you see ‘Search Engine Listing Preview’ and click ‘Edit Website SEO’. On each Shopify page, there is a built-in way to edit the meta title at the bottom of each page. Shopify – edit using the ‘Searching Engine Listing Preview’ editor Just click on the page or post you want to edit, and find this input box at the bottom of the page.Ģ. WordPress – download the Yoast Plugin and editīy downloading the free Yoast Plugin for WordPress, you can edit the meta title for each page. Here are the most common ways of editing the meta title for the most popular CMS’.ġ. It’s therefore best to ensure that you don’t have any duplicate titles across your website.Īdding or editing the meta title of a page depends on which content management system (CMS) you are using. Using the exact same meta title as a competitor page may cause duplication issues, and using the same meta title twice on your website may cause cannibalization issues.Ĭannibalization (in SEO, at least) is where numerous pages on your website are targeting the same keywords, and Google doesn’t know which page to rank, harming the SEO potential of both pages. If the meta title doesn’t describe what’s behind the content on the page, that could be classed as clickbait and won’t be beneficial to your SEO efforts. It’s vital to make sure that the meta title is click-worthy as opposed to ‘clickbait’ too. In the world of SEO, making something click-worthy means a user deems the meta title on the search engine results page worth clicking on, as they believe the content behind the result will answer their search query. ![]() Making a meta title click-worthy is important to maximising the potential click-through rate to the page. Having the year in the meta title shows users that the information is up to date, and including a set number of tips is a proven method to improve click-through rate. All of the results contain the ‘laptop buying guide’ keyword in their meta title, and some of the other popular results include the year the guide was published and the number of tips in the guide. One way to help determine what your meta title will be is to look at what your competitors have chosen for their meta title for the keyword you are targeting.įor example, if you were targeting the keyword ‘laptop buying guide’, it’s beneficial to research what meta titles Google currently considers worthy of ranking on the first page.įor the keyword ‘laptop buying guide’, there is a range of different meta titles ranking for the top four results. This isn’t the end of the world, but ideally, you’d like users to see what’s at the end of your meta title. Titles that are under 50 characters could be considered a missed opportunity, as there is space available to include extra text that could entice a user to click on your page.īy writing a title that totals more than 60 characters, there is potential for the end of the meta title to be cut off by Google. Make sure you include the keyword in the most natural way possible and don’t try to stuff it in the title either (stuffing is where you include the keyword many times, in a context that doesn’t make sense).Īiming for 50 to 60 characters is best practice for a meta title. Including the keyword that you’re targeting in the meta title makes it clear to Google that you’d like that page to show up for that keyword. ![]() McDonald’s may well become the leader in continuing the movement that First Lady Michelle Obama started, to reverse childhood obesity and make America healthier.The whole grain steel-cut oatmeal at Starbucks is "a great breakfast option for busy days," says Doebrich. Wall Street and the company should be thrilled as these goals also translate to increased sales in bottled water, milk, juice, low-fat yogurts and fruit, according to the Keybridge study. McDonald’s also says it will introduce new menu items that are kid-friendly, including a grilled chicken sandwich. ![]() Expect to see this change short-lived and be replaced with a lower-sodium cheese instead. One change might meet some resistance, though – eliminating their cheeseburger, which adds 200 milligrams of sodium to the meal. It is making more subtle changes, like reducing sodium levels to under 650 milligrams, reformulating its chocolate milk to contain less sugar (the average 2% chocolate milk now contains almost 24 grams of sugar, both added and naturally occurring from the milk itself, as compared with just over 12 grams in plain 2% milk, all of which are naturally occurring), reducing the quantity of French fries in a Happy Meal and making bottled water the default beverage in Happy Meals. There is another major change – this time around, McDonald’s is not trying to change behaviors with new offerings like veggie burgers and salads that its customers were not used to (or did not want). The report details the progress that the fast food giant has made, which in all criteria exceeded their stated goals, except for one that just met the goal exactly. Keybridge, a public policy consulting firm issued a report on the progress that McDonald’s made in 2016 based on t he company’s partnership with the Alliance for a Healthier Generation that was formed in 2013. For fruit, vegetables, low-fat dairy, whole grains, lean protein and water. Leverage Marketing To Increase Consumption and Excitement.All advertising and marketing to kids for Happy Meals will meet the new nutritional standards. ![]() Making all nutritional information readily available in-store as well as electronically. Removing artificial flavors and colors and reducing artificial preservatives “where feasible” without sacrificing taste, safety, quality or cost. Ironically, the box would not contain any foods that are actually harvested, but would contain items such as shelf-stable milk, ready-to-eat cereals, pasta, peanut butter, beans, and canned fruits and vegetables. He also just announced his plan to replace the existing structure for the Supplemental Nutrition Assistance Program ( SNAP), where recipients are allowed to choose their own foods from the USDA’s list of approved foods in grocery stores, to receive about half of their benefits in what the agency is calling “America’s Harvest Box,” which would be delivered to homes. Secretary of Agriculture Sonny Perdue rolled back some of the nutritional requirements for school lunch programs back in May of last year. The McDonald’s move is even more important as U.S. ![]() The CDC also reports that 34.4% of all kids aged 2-19 eat fast food on a given day and that the consumption of fast food has been linked to weight gain as this age group enters adulthood. According to the Centers for Disease Control and Prevention, here in the United States, the incidence of obesity in children and adolescents has more than tripled since the 1970s. Take a look around - you’ll see that visually and mathematically translates to one in five kids. ![]() Putting your hand in boiling water to retrieve a stone.This is where people were subjected to painful tasks, such as: If a jury couldn't decide if a person was innocent or guilty, there was the option of trial by ordeal. A judge, who was appointed by the king, travelled to each county to deal with serious crimes. Most minor crimes were dealt with by the local lord. Some areas had watchmen or constables who would patrol the area to prevent crimes. If someone was the victim of a crime, they had to raise the ‘hue and cry’, meaning other villagers had to come to help find the criminal. ![]() In some areas, every male over the age of 12 had to join a group called a tithing, and they had to make sure no one else in the group committed a crime. ![]() In the medieval period, there was no organised police force and most law enforcement was organised by local people. These unsanitary conditions contributed to the spread of diseases, such as the Black Death. Animals such as pigs and sheep roamed and butchers often threw waste meat into the street or river. Modern toilets and plumbing were a long way in the future and waste was thrown into the streets. Towns were often unhygienic because of the larger populations and the lack of proper sanitation. Similar to villages, women were also expected to work in the home, cleaning and looking after their family. Some women were able to work as shopkeepers, cloth-sellers or run pubs, but these opportunities were very limited. Coastal towns would trade with other countries. Trade was a key part of town life, with goods such as iron, wool, salt and agricultural products being commonly bought and sold. There were many skilled craftsmen working in towns, such as carpenters, blacksmiths and tailors. The Domesday Book gives some idea about what life in towns was like. ![]() London was the largest with a population of 10,000 and Winchester the second largest with 6,000 people. There were not many towns in medieval England, and those that existed were small by modern standards. A night watchman would patrol the streets to look out for criminals or wild animals to keep townspeople safe. The city gates were shut at dusk and the bell was rung for curfew. The accused would have to pick up a stone from a pot of boiling water and people believed that if the person was innocent, God would heal the wounds within three days. If someone was accused of a crime such as stealing, one of the ways they might have to prove their innocence was through a trial by boiling water. The town was run by powerful people such as merchants and lords, while the crafts workers and traders made their living in the bustling markets.Ĭrime was common in towns. People often shared their homes with their livestock, but none of these animals were house-trained. So people discarded their waste in the streets or local rivers. Although housing did improve during the period, there was no sewage system. Townspeople would attend their first religious mass of the day. At dawn, a bell would ring to begin the day. These towns were crowded, noisy and smelly. New towns developed around religious buildings, castles or trade routes. They had a hard life working all day on farms owned by nobles. Narrator: Most people in medieval England were farming peasants who lived in villages in the countryside. |
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